Commercial Loans

You know what your company needs to succeed. 


We are here to help make it happen.


  • With our Commercial Line of Credit, you can handle your business in your time, not ours.  There is no need to re-apply to access your funding.  This allows you to spring into action as the opportunity arises, while still retaining working capital.  Write a check from your line of credit for fast, easy access to your funds.  Plus, you're only paying interest on the funds you use!


  • With flexible terms, fast decision process, and great rates, we are sure to meet your business needs with a Commercial Loan from Valley State Bank.​


  • You may be the owner of a small operation or have thousands of acres.  Whatever your situation is, we have an Agriculture Loan for all of your farming needs.

                  Livestock Loans


                  Crop Production Loans


                  Equipment Loans


                  Agriculture Real Estate Loans


                  Poultry Farm Loans


  • We offer Commercial Real Estate Loans for almost all types of agriculture or agri-business purpose. 



We offer flexible terms to fit your short-term or long-term outlook.


**NOTE:  All loans and lines of credit are subject to credit approval**