Checking

Privilege Checking
Do you have a Direct Deposit?  If so, this account is for you!  With no monthly service charge, a debit card at no additional cost,  Online Banking/Billpay, and unlimited transactions, you can’t go wrong!  Qualifying deposits may include salary, pension, Social Security, Supplemental Security Income (SSI) benefits, and other regularly deposited income.  

 

Classic Checking
This account is for our customers that are aged to perfection!  For those of you that are 62 and older, you can enjoy the benefits of no monthly service charge, a debit card at no additional cost, unlimited transactions,  Online Banking/Billpay, and FREE club checks!

 

Personal Checking
Even if you can’t take advantage of Direct Deposit, we have an account for you!  Just keep your balance above $500.00 for the entire statement cycle, and you won’t have a monthly service charge!  This account also offers unlimited transactions,  Online Banking/Billpay, and a debit card at no additional cost!

 

Money Miser Checking
We all know that being a student can be expensive.  That’s why we want to do our part to help you on your education journey!  With Valley State Bank’s Money Miser Checking, you can take advantage of no monthly service charge, a debit card at no additional cost,  Online Banking/Billpay, and unlimited transactions.  Sign up for yours today!

 

Now Account
Wouldn’t it be great to be able to earn interest on a small balance checking account?  We have great news!  The Valley State Bank Now Account offers interest paid on balances as low as $1,000.00!  You can also enjoy unlimited check writing,  Online Banking/Billpay, and a debit card at no additional cost!  Also, keeping your balance above $1,000.001 will eliminate your monthly service charge!2

 

Valley Plus Account
Our Valley Plus Account is the best if you are looking to earn interest on your higher balance checking account!1  This account offers no monthly service charge on accounts with a minimum balance of $2,5003 and earns interest on balances of $10,000 and greater4!  Don't forget to manage your account with Valley State Bank's Online Banking/Billpay!

 

REORDER CHECKS BY CLICKING HERE

 

Visit us today to get your new account started!

256-332-3600

15565 Hwy 43 Russellville, AL 35653 * 527 4th Ave SE Red Bay, AL 35582

1 Interest is calculated using the daily balance method.  This method applies a daily periodic rate to the principal in the account each day. 

2 If the balance falls below $1,000 on any day during the statement cycle, the fee will be $9.00 per statement cycle.  

3 The minimum deposit to open the account is $10,000.00.  If the account balance falls below $2,500.00 during the statement cycle, the fee is $12.00 per statement cycle. 

4 This account pays a percentage of prime based on the balance in the account.