Credit Cards

 

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards.

It’s the only card you need for everything you need to do.

Personal Card – Low Rate

Features
 No annual fee.
 Low introductory rate for the first six months.1
 Competitive ongoing APR.1
 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits
 24-hour toll-free live customer assistance available at 800-367-7576
 Online account information available 24/7 at www.cardaccount.net.
 Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
 Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees
Other fees may be charged, these fees are listed on the application.

 

Personal Card –World / Preferred Points Rewards

Features
 Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
 Low introductory rate for first six months.1
 Competitive ongoing APR.1
 No annual fee.
 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits
 Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
 To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
 24-hour toll-free live customer assistance available at 800-367-7576.
 Online account information available 24/7 at www.cardaccount.net.
 Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
 Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Extraordinary benefits with MasterCard include:

  • Concierge Service 2
  • Price Protection 
  • Baggage Delay Insurance 
  • Car Rental Collision Damage Waiver Insurance 
  • Extended Warranty 
  • Travel Assistance 
  • Roadside Assistance 
  • Purchase Assurance 
  • Travel Accident Insurance 

 

Fees
 Other fees may be charged, these fees are listed on the application. 

 

To Apply

 Pick up your application at your local branch. 
 Once your application is complete, you can return your application to us or fax it to the Card Service Center at 877-809-9162.

 

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

1 Please see application for information about current APRs and fees.
2 Concierge Services available with World MasterCard only.