Time Deposits

Certificates of Deposit 
This is a great way to let your money work for you!  All it takes to get started is $500.00!  We offer CDs with various terms and competitive rates!1 

 

Individual Retirement Account
Looking to save for your golden years?  We offer Traditional IRAs, Roth IRAs and SEP IRAs. 

  • Traditional IRAs allow qualifying individuals to contribute funds on a tax-deferred basis.
  • Roth IRAs offer tax-free growth and tax-free withdrawals in retirement.
  • SEP-IRAs allow employers to contribute to traditional IRAs (SEP-IRAs) set up for employees. A business of any size, even self-employed, can establish a SEP.

ALL DEPOSITS ARE INSURED BY FDIC WITH COVERAGE OF $250,000 FOR EACH DEPOSIT OWNERSHIP CATEGORY

 

Please contact us for our current rates

Call us at 256-332-3600

Email us at customerservice@valleystate.com

1 Substantial penalty for early withdrawal.