From time to time, your plans can run ahead of your finances. At Valley State Bank, we want to help you bring those plans to life. Our experienced staff will take time to understand your financial landscape and explore the possibilities with you, making sure we find the best solution for you! When you come in to meet us, you can expect to be met with service, flexibility, and prompt loan decisions.
Consolidating your debt, purchasing a new or used auto, financing your business, or building your dream home are just a few things we can help you with! You make the plan – we can make it happen!
Personal Loans
CD Secured Loans
Automobile Loans
Do you have your eye on a new or used car? We can put you behind the wheel in no time with an Auto Loan from Valley State Bank!
Mortgage Loans
The real estate market can be a dynamic and challenging environment. When you combine this with the fact that buying a new home is frequently the largest purchase many people will make in their lifetime, it can become stressful. We are here to help! With a wide variety of mortgage loan options, you are sure to find a loan that is a perfect fit for you and your family.
Home Equity Line of Credit
How to Apply
If you’re in the market for a loan, we encourage you to give us a call at 256-332-3600 or stop by the bank to meet with our lending team.
- Valley State Bank
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15565 Hwy 43
Russellville, AL 35653
- Valley State Bank
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527 4th Ave SE
Red Bay, AL 35582
** NOTE: All loans and lines of credit are subject to credit approval. **