Personal Savings

Statement Savings

With just $25.00 you can start your savings journey! With a Statement Savings, your interest will be compounded quarterly, you will receive quarterly statements, and no service charge if you stay within the 6 withdrawal, per quarter, limit. After 6 withdrawals there will be a $1.00 charge per withdrawal until the start of a new quarter. Interest rates are variable.1

Christmas Club

Ho! Ho! Ho! Even Santa needs a little financial help every now and then! With the Christmas Club Savings, you can save all year for Christmas by making weekly, bi-weekly, or monthly deposits.1 Making a deposit is as easy as coming in, making a transfer on Online Banking, or payroll deductions.2 Interest rates are variable.3,4

Start Saving Today!

Give us a call at 256-332-3600 or stop by the bank to meet with a member of our team.

Valley State Bank
15565 Hwy 43
Russellville, AL 35653

Valley State Bank
527 4th Ave SE
Red Bay, AL 35582

1 Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.

2 Interest will be compounded and credited to your account on the payout date.

3 To open the account, you must deposit a minimum of $3.00.

4 We will charge you $5.00 if you withdraw any money before payout date.

You Can Count On Us!